Terms Of Service And Conditions Of Use
The following describes the Terms of Service Conditions of Use for our website.
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE. BY ACCESSING OR USING
OUR WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY
THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR WEBSITE. IF YOU DO NOT UNDERSTAND THESE TERMS AND
CONDITIONS, DO NOT USE OUR WEBSITE. WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT INDIVIDUAL, SPECIFIC NOTICE TO
YOU, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON OUR WEBSITE.
YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE
OF OUR WEBSITE AFTER SUCH NOTICE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT, INCLUDING
ANY AND ALL MODIFICATIONS, ADDITIONS, DELETIONS, OR OTHER CHANGES.
OUR WEBSITE AND CONTENT ARE PROVIDED ON AN 'AS IS' BASIS WITHOUT ANY WARRANTIES OF ANY KIND. OUR
WEBSITE AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING (BUT NOT
LIMITED TO) THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES RIGHTS, AND THE WARRANTY OF FITNESS
FOR PARTICULAR PURPOSE. OUR WEBSITE AND ITS SUPPLIERS MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY,
COMPLETENESS, OR TIMELINESS OF THE CONTENT, SERVICES, SOFTWARE TEXT, GRAPHICS, AND LINKS.
By using this website, you agree to obey these Terms of Service and Conditions of Use. Please
read them carefully.
Our website (and other “internal” websites stemming from it, such as specific membership sites
or webpages pertinent to the main website or weblog) is an online (and, periodically, offline) information service
and is subject to your compliance with the terms and conditions set forth below (all parts and parties collectively
referred to as our website).
Any other policies, notices, or other legal/administrative pages contained in our website are
necessarily incorporated into these Terms of Service and Conditions of Use. This may include, without limitation, a
You agree to obey all applicable laws and regulations regarding your use of our website and the
content and materials provided in it.
Our website is an independent, stand-alone entity that has no relationship, connection,
or affiliation whatsoever with any company, person, outfit, organization, or group mentioned herein, even if such
name appears in our website name, domain, URL, or otherwise. You should assume no other party, by mere mention of
their name, has endorsed anything you see here. The aim is simply to provide useful resources for our readers, some
of which we may be compensated for. You should simply assume at all times we are being compensated and, while that
may not prompt us to make unsound recommendations, you should always be responsible for your own financial
decisions, be it investing, purchasing, donating, or otherwise.
1. Copyright Notice
The following describes the Copyright Notice for our website.
The entire contents of our website are protected by intellectual property law, including
international copyright and trademark laws. The owner of the copyrights and/or trademarks are our website, and/or
other third party licensors or related entities.
You do not own rights to any article, book, ebook, document, blog post, software, application,
add-on, plugin, art, graphics, images, photos, video, webinar, recording or other materials viewed or listened to
through or from our website or via email or by way of protected content in a membership site. The posting of data
on our website, such as a blog comment, does not change this fact and does not give you any right in the data. You
surrender any rights to your content once it becomes part of our website.
YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE,
IN ANY MANNER, THE CONTENT ON OUR WEBSITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You must retain
all copyright and other proprietary notices contained in the original content on any copy you make of the content.
You may not sell or modify the content or reproduce, display, publicly perform, distribute, or otherwise use the
content in any way for any public or commercial purpose. The use of paid content on any other website or in a
networked computer environment for any purpose is prohibited. If you violate any of the terms or conditions, your
permission to use the content automatically terminates and you must immediately destroy any copies you have made of
You are granted a nonexclusive, nontransferable, revocable license to use our website only for
private, personal, noncommercial reasons. You may print and download portions of material from the different areas
of the website solely for your own non-commercial use, provided that you agree not to change the content from its
original form. Moreover, you agree not to modify or delete any copyright or proprietary notices from the materials
you print or download. Also note that any notice on any portion of our website that forbids printing &
downloading trumps all prior statements and controls.
As a user, you agree to use the products and services offered by our website in a manner
consistent with all applicable local, state and federal laws and regulations. No material shall be stored or
transmitted which infringes or violates the rights of others, which is unlawful, obscene, profane, indecent or
otherwise objectionable, threatening, defamatory, or invasive of privacy or publicity rights.
Our website prohibits conduct that might constitute a criminal offense, give rise to civil
liability or otherwise violate any law. Any activity that restricts or inhibits any other user from using the
services of our website is also prohibited. Unless allowed by a written agreement, you may not post or transmit
advertising or commercial solicitation on our website.
You agree to grant to our website a non-exclusive, royalty-free, worldwide, irrevocable,
perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of,
publicly display and publicly perform any materials and other information (including, without limitation, ideas
contained therein for new or improved products and services) you submit to any public areas of our website (such as
bulletin boards, forums, blog, and newsgroups) or by e-mail to our website by all means and in any media now known
or hereafter developed. You also grant to our website the right to use your name in connection with the submitted
materials and other information as well as in connection with all advertising, marketing and promotional material
related thereto. You agree that you shall have no recourse against our website for any alleged or actual
infringement or misappropriation of any proprietary right in your communications to our website.
Publications, products, content or services referenced herein or on our website are the
exclusive trademarks or servicemarks of our website or related parties. Other product and company names mentioned
in our website may be the trademarks of their respective owners.
Links To Our Website
You may provide links to our website, provided you do not change, remove, or obscure the
copyright notice or other notices on our website. Your website or other source of links must not engage in illegal
or pornographic activities. Finally, you may link provided you understand that you must stop linking to our website
immediately upon request by our website.
2. Use Of Our Website
You agree, acknowledge, and accept that we are not trained professionals and do not purport to
render professional or expert advice in any arena.
Data contained on or made available through our website is not intended to be, and does not
constitute, legal advice. Our website, and your use of it, does not create an attorney-client relationship. We do
not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website.
Data contained on or made available through our website is not intended to be, and does not
constitute, medical or health advice. Our website, and your use of it, does not create a physician-patient
relationship. We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked
to our website.
Data contained on or made available through our website is not intended to be, and does not
constitute, financial/investing advice. Our website, and your use of it, does not create an advisor-client
relationship. We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked
to our website.
Your use of our website or materials linked to our website is completely at your own risk. You
should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent
lawyer licensed to practice in your jurisdiction for your particular legal issues. You should not act or depend on
any data on our website, where applicable, without seeking the counsel of a competent physician licensed to
practice in your jurisdiction for your particular medical issues. You should not act or depend on any data on our
website, where applicable, without seeking the counsel of a competent financial advisor licensed to practice in
your jurisdiction for your particular financial needs and issues.
We may make changes to the features, functionality or content of our website at any time. We
reserve the right in our sole discretion to edit or delete any data appearing on our website.
Your Duty To Other Users
Your use of our website is for your own personal, non-commercial benefit. In no way are you to
leverage our website in a way that mines for the personal information of other, whether in blog comments or
otherwise, for your own use or for the benefit of others. This includes, but is not limited to, spam (unsolicited
If you inadvertently obtain personal information about other users, you shall not share this
with anyone else.
You understand that, except for information, products or services clearly identified as being
supplied by our website, our website does not operate, control or endorse any information, products or services on
the Internet in any way. Except for information identified by our website as such, all information, products and
services offered through our website or on the Internet generally are offered by third parties that are not
affiliated with our website, and we may be compensated.
You also understand that our website cannot and does not guarantee or warrant that files
available for downloading through our website will be free of infection or viruses, worms, Trojan horses or other
code that manifest contaminating or destructive properties. You are responsible for implementing sufficient
procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for
maintaining a means external to our website for the reconstruction of any lost data.
Assumption Of Risk
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR WEBSITE AND THE INTERNET. OUR
WEBSITE PROVIDES OUR WEBSITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES,
REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR
THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE PRODUCT OR
SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND OUR
WEBSITE SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION.
IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE,
SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. OUR WEBSITE
DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF
WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. OUR WEBSITE
HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS YOU MIGHT SOMEHOW ACCESS.
Limitation Of Liability
The content may contain inaccuracies or typographical errors. Our website makes no
representations about the accuracy, reliability, completeness, or timeliness of the content or about the results to
be obtained from using our website or the content on it. Use of our website and the content is at your own risk.
Changes are periodically made to our website, and may be made at any time.
OUR WEBSITE DOES NOT WARRANT THAT OUR WEBSITE WILL OPERATE ERROR-FREE OR THAT OUR WEBSITE AND
ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS OR CONDITIONS. IF YOUR USE OF OUR WEBSITE OR THE
CONTENT RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, OUR WEBSITE IS NOT RESPONSIBLE FOR THOSE
Express Disclaimer Of Consequential Damages
IN NO EVENT WILL OUR WEBSITE, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED AT OUR WEBSITE BE
LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT OR OTHER DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR
LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR
INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE
SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF OUR WEBSITE OR ITS AUTHORIZED REPRESENTATIVES HAVE
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER
INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO
NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION
MAY NOT APPLY TO YOU. IN SUCH STATES, LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW, RESULTING IN
THE SMALLEST DOLLAR AMOUNT PERMITTED FOR THE AGGREGATE LIABILITY FOR BOTH OUR WEBSITE AND AFFILIATED PARTIES FOR A
CLAIM DERIVING FROM OR RELATED TO OUR WEBSITE. THIS IS IN PLACE OF ANY AND ALL OTHER REMEDIES OTHERWISE
Links To Other Websites
Our website contains links to third party Websites. Our website makes no representations
whatsoever about any other website which you may access through this one or which may link to this website. When
you access a website from our website, please understand that it is independent from our website, and that our
website has no control over the content on that website. These links are provided solely as a convenience to you
and not as an endorsement by our website of the contents on such third-party Websites. Our website is not
responsible for the content of linked third-party Websites and does not make any representations regarding the
content or accuracy of material on such third party Websites. If you decide to access linked third-party Websites,
you do so at your own risk. We do not necessarily endorse, recommend, suggest or otherwise make any overture or
prompt for action regarding any product or service offered. You should assume we are compensated for any purchases
you make. Again, any income claims should be construed as atypical results and you assume the risk that inferior
results obtain, including losses, for which we carry no responsibility or liability.
You agree to indemnify, defend and hold harmless our website, its members, officers, directors,
employees, agents, licensors, suppliers and any third party information providers to our website from and against
all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any use of our
website or violation of this Agreement (including negligent or wrongful conduct) by you or any other person
accessing our website.
4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit
of our website and its owners, officers, directors, employees, agents, licensors, suppliers, and any third party
information providers to the Service. Each of these individuals or entities shall have the right to assert and
enforce those provisions directly against you on its/their own behalf.
We reserve the right to investigate complaints or reported violations of these Terms of Service
and Conditions of Use and to take any action we deem appropriate, including but not limited to reporting any
suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any
data necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history,
IP addresses and traffic data.
This Agreement, in whole or in part, may be terminated without notice at any time for any
reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3
(Indemnification), 4 (Third Party Rights), 6 (Hiring an Attorney / No Attorney-Client Relationship) shall survive
any termination of this Agreement, in whole or in part.
6.Hiring An Investment Advisor, Attorney, Or Medical Or Other Professional/No
Attorney-Client Relationship Or Fiduciary Capacity.
Choosing a lawyer, doctor, or investment advisor is a serious matter and should NOT be based
solely on data contained on our website or in advertisements.
The law is constantly changing and the data may not be complete or accurate depending on your
particular legal issue. Each legal issue depends on its individual facts and different jurisdictions have different
laws and regulations. This is why you should seriously consider hiring licensed, professional counsel in your
Medical issues are complex, and can often stem from both organic and psychological factors.
Never should a website be used as a source of diagnosing or treating medical problems.
Financial matters are highly individualistic. Risk tolerance is just one factor to consider
before making any investments or financial decisions. For these, and other, reasons, you should look to the
guidance of a trained professional, not a website.
You may send us email, but in no instance will this communication in any way be construed as
initiating an attorney-client relationship, or other professional relationship, and so the contact should not
include confidential or sensitive data because your communication will not be treated as privileged or
Any rights not expressly granted herein are reserved.
The following describes the Disclaimer for our website.
THIRD PARTY NOTICE: You understand, acknowledge, and accept the fact that we are not affiliated
with any company, person, or organization of any kind mentioned on this website in any way. Company names,
products, logos, trade marks and any other proprietary intellectual property or otherwise belongs to the rightful
owner, which is not us. You should not assume, even if a company name is in the website/domain name of this
website, that there is an express, implied, or otherwise agreement, joint venture, partnership, or other
relationship between us as website proprietors and any of these companies that are discussed merely for educational
or other purposes.
The opinions, estimates, expectations, and projections contained in any disseminated information
are accurate as of the date of release and are subject to change without additional notice. We do our best to
ensure that the research has been compiled, obtained, discerned, or interpolated from reliable and trustworthy
sources, and therefore believe the positions and beliefs shared are accurate and complete, though obviously not all
material known or obtained will be contained, as distilling information into manageable quantity is in large part a
goal. We are not responsible for any errors or omissions contained in any disseminated material and are not liable
for any loss incurred as a result of using the material in any way. The intent is merely to provide useful
information, products, and services, some of which we may be compensated for.
Nothing on our website or otherwise disseminated in conjunction with it should be taken
as medical, legal, accounting or other such advice. When in doubt, consult the hired help of your choosing, as you
are ultimately responsible for your own affairs.
FTC And DMCA Compliance
The following describes the FTC and DMCA Compliance for our website.
1. Federal Trade Commission Compliance
The following describes the Federal Trade Commission Compliance for our website.
We make every effort at candor regarding any products or services we use, recommend, or
otherwise make mention of. We strive to clearly differentiate between our own products or services versus those of
third parties, to facilitate inquiries, support, and customer care. Likewise, just as we (and any other legitimate
business) may profit from the sale of our own products or services, we may also profit from the sale of others’
products or services (like any retailer). Additionally, wherever products or services may give rise to income
generation, we endeavor to provide realistic and factual data, but highlight the fact that the variables impacting
results are so numerous and uncontrollable that no guarantees are in any way made. It is our goal to embrace the
guidelines and requirements of the Federal Trade Commission (FTC) for the benefit of all, and with that in mind
provide the following disclosures regarding compensation and disclaimer regarding earnings & income.
Note that material connections may not be made known at every single advertisement or affiliate
link. Thus, to be safe, you should simply assume there is a material connection and that we may receive
compensation in money or otherwise for anything you purchase as a result of visiting this website, and also that we
may be paid merely by you clicking any link.
One or more parties affiliated or associated with our website in some way may be an Amazon.com
affiliate. This means that links to products on Amazon.com, as well as reviews leading to purchases, can result in
a commission being earned. Again, disclosure of this material connection and the potential for compensation may not
be made at every single possible opportunity. To be safe, simply assume there is a material connection and
potential for compensation at all times. While this does not imply skewed or unduly biased reviews, full disclosure
calls for this warning.
You should assume that we may be compensated for purchases of products or services mentioned on
this website that are not created, owned, licensed, or otherwise materially controlled by us. Stated differently,
while most people obviously understand that individuals make a living by way of the profit that remains after the
costs associated with providing their product or service are covered, at least theoretically there may be someone
out there who does not understand that a third party can "affiliate" someone else's products or services and be
compensated by the product or service creator/owner for helping spread the word about their offering. Just compare
it to retailers. They seldom produce anything, but rather make their money connecting product and service creators
with end users.
Having said that, you cannot count on anyone looking after your interests but you. So, you ought
to always do your own research into various offers and opportunities, to the extent that leaves you comfortable,
doing your own due diligence prior to making any purchase of any product or service from this website or any other.
Here is a great set of guidelines for you to keep in mind:
First, just always operate from the position that any website proprietor, including us, will
have a material connection to the product or service provider, and may be compensated as a result of your purchase,
unless expressly stated otherwise. Aside from your purchases, note that even you actions could result in earnings
for this website. For instance, there could be ads displayed on this website that we are compensated for displaying
whenever a website visitor clicks on them.
Second, to the extent that we have every interest in positively furthering our business
relationship with you, we certainly desire to share only those offerings that we believe will benefit you. Just
because we are not the founder or originator of the product or service, we are not going to withhold knowledge of
this offering from you. If you can get some benefit from it, regardless of whether or not you've taken advantage of
our own products and/or services, we want you to do well. Thus, we make a good faith effort to only present to you
items that we either personally use, have actually tried, or else have faith in the reputation of the provider or
concept. You can count on us making this determination based on all relevant and applicable information at the time
of the recommendation.
Third, despite the fact that it would be counterproductive to mention products or services that
you'll find disappointing or inferior, not only are people different, but it’s also possible for us to have a lapse
in judgment. Thus, to be extra cautious, even if you believe in our good faith motives, you may as well go ahead
and keep in mind that we could be at least partially influenced by the monetization factor of listing various
products or services on our website. Furthermore, in that vein, the reality is that there are sometimes other
connections between parties that are not monetary, such as personal capital, goodwill, or otherwise, that could be
an underlying undercurrent swaying the decision to promote a particular offering. Due to this hypothetical
possibility, you should again simply nor rely solely on what we have to say, but rather just form your own
independent opinion just to be safe. Finally, bear in mind that we might also receive free products or services,
gifts, or review copies of items too.
Testimonials regarding the outcome or performance of using any product or service are provided
to embellish your understanding of the offering. While great effort is made to ensure that they are factually
honest, we are not liable for errors and omissions. Aside from human error, some information may be provided by
third parties, such as customers or product/service providers. The best results are not uncommonly correlated with
the best efforts, discipline, diligence, and so on, and thus the results depicted cannot, in any way, be construed
as common, typical, expected, normal, or associated with the average user’s experience with any given product or
service. Exceptional results may be depicted by our website as highlights, but you are responsible for
understanding that atypical outcomes may not reflect your experience. Aside from market conditions, products and
services change over time. Older products may lose effectiveness. Newer products may not have a reliable track
Where products or services might pertain to earning money, the same safeguards about use of
testimonials apply. Additionally, note that any related income figures are highly specific to the individual or
entity that produced those results, and there can be no assurance that you will be able to leverage the same, or
similar, products or services to achieve comparable results. The results, though real, may be the result of the
conflation of a number of favorable circumstances that would be difficult to replicate, and so you must proceed
with the knowledge that your outcome can differ from any shared on our website.
Many products and services are designed to solve problems. Common problem areas include legal,
financial, and medical. We are in no way purporting to counsel you on issues related law, finances, or health. If
you require guidance in these arenas, you should consider securing your own counsel from lawyers, accountants, tax
professionals, investment advisors, or medical professionals before taking any action. Nothing we may ever
communicate, in print or spoken word, will ever be intended to constitute any such counsel, as we do not claim to
be professionals in any of those disciplines. You assume all risk for actions taken, losses incurred, damages
sustained, or other issues stemming from your use of any product or service in any way connected with or mentioned
on this website. Indeed, such decision is solely your own, or else determined in conjunction with the professional
guidance of the advisor of your choosing.
Use Of Products & Services
The following are facts you should be advised of if you intend to take advantage of any products
The price paid for products and services change over time. Even the prices of staples and basic
commodities change, and there are many factors such as supply and demand, sales and other customer acquisition
incentives, and more. Price, and value, can be quite relative. Technology, innovations, product improvements,
market penetration, and numerous other factors all weigh in. It is impossible to define the “right” price for any
product and service. Willing buyers and willing sellers determine price at any given time. You accept the fact that
your purchase reflects your own attribution of value at the time of purchase, and that the price may increase or
decrease in the future.
The outcome you experience is dependent upon many factors. Aptitude and attitude go a long way
towards success with products and services in virtually any niche, whether fitness or making money. Circumstances,
experience, innate abilities, personality, education, time commitments, and perseverance are just a few factors.
Given the smorgasbord of interrelated variables, there is no way to reasonably predict your specific outcome with
any degree of reliability or certainty.
Last, but not least, please note that our role in briefing you on products and services other
than our own is simply as a "matchmaker." We do not provide any support or customer service for those items and you
should always contact the owner or provider of those products or services to have any and all questions answered to
your satisfaction before purchasing.
2. DMCA Compliance
The following describes the DMCA Compliance for our website.
We are committed to responding to any alleged copyright violations, should they occur. Notice of
any alleged violation should take the form proposed by the U.S. Digital Millennium Copyright Act as revealed at
If any material infringes on the copyright of any offended party, we may remove the content,
prevent access to it, terminate or block access for those responsible for the content, and/or any other action
deemed appropriate. We may also pass along record of the incident for documentation and/or publication by third
parties at our discretion.
Not Legal Advice/No Attorney-Client Relationship
If you believe your rights have been violated, it can be a serious matter. This DMCA notice
exists solely to effectuate our efforts, as website owners, to prevent and eliminate infringement on intellectual
property rights. It is no substitute for the assistance of competent legal counsel. Other remedies and action, such
as against an internet service provider (ISP), may exist. You may wish to seek legal help immediately.
For your convenience and to speed resolution, notice of alleged infringement may be tendered via
email, using the email address and/or contact information provided on this website. We warn that you will
be liable for any and all statutory and common law damages, as well as court costs and attorney fees, if you
falsify a claim that your copyrights have been violated. Six figure awards have already been granted
for bogus complaints, so seeking the help of competent counsel is advised.
Assuming you still wish to assert copyright violation, you should provide the following to speed
up the process:
STEP 1. Identify in adequate detail the copyrighted item you believe has
been violated, by providing the URL to the protected work, ISBN#, or otherwise.
STEP 2. Identify the URL of the webpage that you assert is infringing the copyrighted work
listed in item #1 above.
STEP 3. Provide contact information for yourself (email address is preferred, phone is
STEP 4. Provide information sufficient to allow us to notify the owner/administrator of the
allegedly infringing webpage or other content such as a blog or forum posting (email address is preferred).
STEP 5. Include the following statement: "I have a good faith belief that use of the
copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, its agent,
or the law."
STEP 6. Include the following statement: "I swear, under penalty of perjury, that the
information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of
the owner of an exclusive right that is allegedly infringed."
STEP 7. Digitally sign your affirmation.
Note that the party representing the affected website or provider of content can issue a
counter-notification under sections 512(g)(2) and (3) of the Digital Millennium Copyright Act, and so we may again
post or link to the content in that case.
For your convenience, counter notification may be tendered via email, using the email address
and/or contact information provided on this website. We warn that you will be liable for any and all
statutory and common law damages, as well as court costs and attorney fees, if you falsify a claim that others’
copyrights have NOT been violated.
Assuming you still wish to file a counter-notice, you should provide the following to speed up
STEP 1. Identify the specific URLs or other unique identifying information
of material that we have removed or disabled access to.
STEP 2. Provide your name, address, telephone number, email address, and a statement that you
consent to the jurisdiction of Federal District Court for the judicial district in which your address is located,
and that you will accept service of process from the person who provided notification under subsection (c)(1)(C) or
an agent of such person.
STEP 3. Include the following statement: "I swear, under penalty of perjury, that I have a
good faith belief that each item of content identified above was removed or disabled as a result of a mistake or
misidentification of the material to be removed or disabled, or that the material identified by the complainant has
been removed or disabled at the URL identified and will no longer be shown."
STEP 4. Digitally sign the affirmation.
As with any of our administrative and legal notice pages, the contents of this page can and will
change over time. Accordingly, this page could read differently as of your very next visit. These changes are
necessitated, and carried out, in order to protect you and our website. If this page is important to you, you
should check back frequently as no other notice of changed content will be provided either before or after the
change takes effect.
The legal notices and administrative pages on this website, including this one, have been
diligently drafted by an attorney. We have paid to license the use of these legal notices and administrative pages
for your protection and ours. This material may not be used in any way for any reason and unauthorized use is
policed via Copyscape to detect violators.
If you have any questions about the contents of this page, or simply wish to reach us for any
other reason, you may do so by using our Contact information.